Pakrice Business Information

Save the base of the rich! The old motto that still held some more people to date. With scrimp then the path to becoming wealthy is wide open. Why … you know Hard to believe. Living in today seemed difficult to downsize, many needs that should and need to be met. Primary, Secondary and Tertiary.

The rapid progress of the world and its technology, a factor which allows us to continue to consumptive. It was inevitable, but it must be realized that the future still beckons. There are families, there are children and old age. What a pain of being, if the economic problems did not bother us, whether it is because we are able to fulfill our heart or prefer to live in simplicity, so that “money is not everything”. Okay, after we stared future ‘not’ clear. It would be nice, we plan everything in advance.

Will be explained in this blog about:

Saving ratio 10% – 50%,
Three aspects of the calculation of savings,
Goal / target savings as a motivation.

Here’s the explanation ..

Saving ratio 10% – 50%

• Related to finance, secure solution that the main thing is to save money. With the savings we can ensure our future, family and children are protected. That percentage should be saved for the future or the saving ratio, ranged from 10% – 50%, so we can limit the amount of expenditure to what extent.

• Three aspects of the calculation of savings

• First, the amount of savings that have been owned at this time. Second, the magnitude of the remaining installments. Third, financial goals to be achieved within the next 5-25 years.

Goal / target savings as a motivation

• And from 3 aspects tersebuat, then we can divide the savings for some purposes, namely;

First, you must have an emergency fund, at least 3-6 times per month family expenses in savings or time deposits. If not there, try my best to have it by saving as a percentage of 30-50 percent until the fund is formed.

• Secondly, if you have a mortgage and vehicle, try not to exceed 30 percent of the amount of revenue that could still be trying to set aside about 10 percent for savings.

• Third, if you are saving for school fees or retirement funds, make an estimate of how value for money you’ll need later and Save money on a regular basis in accordance with the estimates.

Because of the large percentage of the savings will depend on the size of your goals and time period to do so. Insurance premiums which can be classified as savings is just for insurance products with cash value or investment value, such as education and pension insurance.

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